Before we talk about our moot topic – EPF Passbook Download, you need to know about the ways of downloading the same. First of all, we should know what an EPF Passbook is. Well, an EPF passbook is a record of your Employees’ Provident Fund (EPF) account, which is maintained by the Employees’ Provident Fund Organization (EPFO) in India. The passbook contains details of your EPF contributions and benefits, such as the number of your monthly contributions, the interest earned on your contributions, and the amount of any withdrawals or claims that you have made. Now, you need to know how it is a useful document.
The EPF passbook is a useful tool for keeping track of your EPF account balance and transactions, and for verifying that your contributions and benefits are being credited correctly. You can download your EPF passbook from the UAN portal or the EPFO app, and you can view it online or print it out if you prefer to have a physical copy. It also tells you the EPF Interest Rate.
The EPF passbook reflects the transactions that have been recorded in your EPF account up to the previous day. If you have made any transactions on the current day, they will not be reflected in the passbook until the next day.
It is important to regularly review your EPF passbook and to report any discrepancies or errors to the EPFO as soon as possible, in order to ensure that your EPF account is being managed correctly when you get the EPF Passbook download. .
How to Download the EPF Passbook?
Now let us understand how to download your EPF passbook, you will need to follow these steps:
Visit the UAN portal (https://unifiedportal-mem.epfindia.gov.in/memberinterface/) and log in using your UAN and password.
Click on the “Download” tab, and then click on the “EPF Passbook Download” option.
You will see a list of the EPF establishments that you are a member of. Select the establishment for which you want to download the passbook by checking the EPF Interest Rate.
Click on the “Get Passbook” button to initiate the download process.
Your EPF passbook will be downloaded in the form of a PDF file. You can view the passbook on your computer or mobile device, or you can print it out if you prefer to have a physical copy.
It is important to note that the EPF passbook reflects the transactions that have been recorded in your EPF account up to the previous day. If you have made any transactions on the current day, they will not be reflected in the passbook until the next day.
You can also download your EPF passbook through the EPF app, which is available for Android and iOS devices. To do so, you will need to log in to the app using your UAN and password, and then click on the “Passbook” option to get EPF Passbook download. .
This is how you download this passbook which gives the real picture of your finances with your employer including even getting the EPF Interest rate.