Retail winner: Bumper 

Being presented with a large bill when your car needs a service or immediate repair is never a pleasant experience, which is why the Retail category winner Jack Allman and his business partner James Jackson came up with the idea for Bumper. This is an easy-to-use payment platform through which customers can pay their car servicing bill in one- to six-month instalments.

Describing his and Jackson’s bright idea, Allman said, “This is a good way to not only help the driver but help the dealer as well. By enabling the customer to spread the cost, they can afford all of their repairs and therefore the dealer is selling all of the identified work”.

Starting in 2015, Allman and Jackson have taken Bumper from strength to strength, now working with over 4000 dealerships, including franchised ones, and garages not only in the UK but also Germany, Spain and the Netherlands. The key is the way their product can be integrated into dealer systems and platforms, for easy customer access.

Bumper’s customers have since seen the benefit, with 93% of reviews on Trustpilot rated four and five stars. 

Allman has further expansion plans. Bumper recently added an online widget that allows motorists to see an interactive image of a car that will calculate the cost of a repair depending on which part of the car is clicked, for example the wheels, gearbox or engine.

“We’re constantly adding new products to our payments platform”, says Allman. “In addition to ‘buy now pay later’ we have ‘pay now’ facilities through an email link, Apple Pay or secure bank transfers. We’re also working on products around physical payments because facilitating online, offline or in-store transactions is key to us. We’re just scratching the surface in what we feel we can help customers with”. 

Digital winner: Immense Solutions 

The winners of the Digital category – Carl Goves, Robin North, Didac Busquets and Eifion Jenkins – have created a system that aims to increase productivity by slashing traffic snarl-ups with advanced simulator technology. In creating Immense Solutions, a simulator platform, the firm allows town planners to virtually model potential traffic problems.


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